Her Money Mindset

13: Emergency Fund 101

Ever feel like building an emergency fund is impossible when you’re just trying to stay afloat? In this episode, we’re breaking down exactly how to start—even if money is tight or inconsistent.
You’ll learn:
What counts as a real emergency (and what doesn’t)
How much to save based on your life
Where to keep it so it’s safe but accessible
Common mindset blocks that keep women stuck—and how to overcome them
This is your no-shame, beginner-friendly guide to finally building financial peace.
💬 Links + Resources Mentioned:
✅ Start your high-yield savings account with SoFi and get a free cash bonus when you use my referral link → get your $25 with SoFi here!
📊 Download the FREE One Month Expense Audit to find hidden money in your budget → one month expense audit
🧠 Grab the Budget Bundle for the full budgeting system + mindset tools to stop living paycheck to paycheck → budget bundle
💬 Join Her Money Club for monthly support, resources, and exclusive workshops → Her Money Club!
🎯 Need 1:1 help with your money plan? Work with me privately and get personalized coaching that fits your life → one time coaching call
→ 12 week private coaching
💖 If this episode helped you, don’t forget to:
✔ Follow me on my socials (TikTok, YouTube, and Facebook is @courtneyschweinler and Instagram is @hermoneymindsets_)
✔ Leave a review
✔ Share it with a friend who’s ready to take control of her finances

12: Budgeting When You’re Tired, Overwhelmed, Or Just Don’t Want To

Feeling too exhausted to even look at your budget? You’re not lazy — you’re human.
In this episode of Her Money Mindset, we’re talking all about how to take care of your finances even when you’re burnt out, overwhelmed, or just flat-out tired of trying. This is budgeting with grace, not guilt.
You’ll learn:
💤 What to do when budgeting feels impossible
🧠 How to handle money when you’re in survival mode
🧾 3 low-energy systems that still move you forward
💗 Mindset shifts to quiet the guilt and start fresh
🎯 How to build momentum without relying on willpower
Whether you’re curled up on the couch or driving to a job you’re trying to escape, this episode will meet you exactly where you’re at.
Links + Resources Mentioned:
🛠️ Budget Bundle
📋 One Month Expense Audit
🏦 SoFi HYSA (you get a bonus for using my link!)
👯‍♀️ Join Her Money Club ($12/month)
You don’t have to do it all — you just have to stay connected. And this episode will show you how. You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_. 
If you enjoyed this episode, please leave a review and come back next week for more!

11. What To Do When Your Income Isn’t Enough

What to Do When Your Income Isn’t Enough
Feeling stuck and like no matter what you do, the numbers don’t add up? This episode is your permission slip to stop blaming yourself—and start building a better plan.
Inside:
💭 Why your income gap isn’t your fault
✂️ When budgeting alone isn’t enough
💡 Real ways to make more money
✅ A step-by-step plan using what you do have
Plus: Grab my FREE One-Month Expense Audit and check out the Budget Bundle if you’re ready to take action.
You’ve got this—and I’ve got you.
You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_. 
If you enjoyed this episode, please leave a review and come back next week for more!

10. How People Pleasing Is Breaking Your Budget

Is people-pleasing draining your bank account?
In this episode, we’re breaking down how saying “yes” too often is hurting your finances — and what to do instead.
You’ll learn:
✨ How to stop people-pleasing
✨ How to say no with confidence
✨ How to set boundaries that protect your money
Ready to build a budget that puts YOU first?
Grab the Budget Bundle today— it includes:
✅10 Day Money Mindset Challenge
✅Budgeting Template
✅2 Week Budget Bootcamp
You can find Courtney on Tik Tok,  Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_. 
Take a listen to this episode and take back the control over your life and your money. If you enjoyed our conversation, please leave a review! I would love to hear from you. 💞 
 

9. 5 Money Lessons I Wish I Learned Sooner

Let’s talk real money moves I wish I knew sooner:
1️⃣ High-yield savings accounts (grab $25 with my SoFi link!)
2️⃣ Positive money mindset + discipline
3️⃣ A budget that actually works for you
4️⃣ Income up, expenses down (hello, 2 Week Budget Bootcamp!)
5️⃣ Your first $1K emergency fund
I’m breaking it all down in this honest episode—plus sharing tools to help you get started:
✨ Budget Bundle (Budget Template, Money Mindset Challenge + Bootcamp)
✨ One Month Expense Audit (FREE!)
✨ $25 SoFi Referral Link
Let’s get your money working for you.
You can find Courtney on Tik Tok,  Youtube, and Facebook under @courtneyschweinler. You can also find her on Instagram under @hermoneymindsets_. 
If you enjoyed this episode, I would be honored if you left a positive review! Come back next Tuesday for the newest episode of Her Money Mindset. ✨💸

8. Stop Starting Over: How to Build a Budget You’ll Actually Stick To

If you’re tired of creating budgets that fall apart after a week, this episode is your reset. I’m breaking down why traditional budgeting doesn’t work for most women — and how to build a flexible, sustainable system you can actually stick to. 👏🏻
You’ll learn how to budget without burnout, track progress without shame, and create a weekly rhythm that fits real life.
Ready to stop starting over?
Grab the Her Money Mindset Budget Bundle — 10 Day Money Mindset Challenge, Annual Budgeting Template, and the 2 Week Budget Bootcamp. 💸
✨Just $47 this week → Budget Bundle
You can find Courtney on Tik Tok, Youtube, and Facebook under @courtneyschweinler. And on Instagram under @hermoneymindsets_.
You’ll also find the links to her budgeting resources as well as the link to her favorite HYSA, SoFi in the bio of her socials
If you enjoyed this episode, please leave a review and come back next week for more!

7. Your Bad Money Behaviors Are Holding You Back

In this episode, we’re digging into the money habits that are secretly sabotaging your financial progress — like impulse spending, paycheck anxiety, or constantly checking your bank balance. I’ll walk you through where these behaviors come from, how to recognize them, and what you can start doing today to shift your mindset and take back control. It’s time to stop surviving and start building real financial peace.
You can find Courtney on Tik Tok, Youtube and Facebook under @courtneyschweinler. You can find her on Instagram under @hermoneymindsets_. You can also find the links to her budgeting resources (like the 10 Day Money Mindset Challenge and the 2 Week Budget Bootcamp) as well as the link to her favorite HYSA, SoFi here!If you enjoyed this episode, please leave a review and come back next week for more!

6. Reducing Financial Burnout

Feeling financially drained, overwhelmed, or stuck in survival mode? In this episode of Her Money Mindset, we’re talking about what financial burnout really is, how it shows up in your life, and — most importantly — how to recover from it. If budgeting feels more like a burden than a breakthrough, this one’s for you. Tune in for practical steps, mindset shifts, and soul-deep encouragement to help you rebuild your relationship with money — without burning out.
You can find Courtney on Tik Tok, Youtube and Facebook under @courtneyschweinler. You can find her on Instagram under @hermoneymindsets_. You can also find the links to her budgeting resources (like the 10 Day Money Mindset Challenge and the 2 Week Budget Bootcamp) as well as the link to her favorite HYSA, SoFi here!
If you enjoyed this episode, please leave a review and come back next week for more!